Based on bank currency converter, I found that overseas ATM withdrawal for Maybank card holder is more expensive even though faster with less transaction fee. Please refer the example in the following table.
|
Maybank
|
NAB
|
||
|
Currency Notes
(Buy AUD frm bank)
|
Telegraphic Transfer
|
Currency Notes
(ATM Withdrawal using Maybank
card)
|
|
|
Rate on 03/07/2012
|
AUD1=RM3.2280
|
AUD1=RM3.1990
|
AUD 1= RM 3.6751
RM 1= AUD 0.2721
|
|
To Convert
|
RM 4601.88
|
RM 4601.88
|
RM 4601.88
|
|
Will receive
|
AUD 1425.61
|
AUD 1438.54
|
AUD 1252.17
|
|
Conversion loss
|
AUD 12.93
|
AUD 0
|
AUD 186.37
|
|
Total transaction fee from Part 1
|
AUD 13.12
|
AUD 6.74
|
|
Please note that normally there is a difference between the bank currency converter and the converter taken from internet. For example the rate from several sources in the internet on 03/07/2012 is
a) AUD 1=RM 3.2309 or RM 1= AUD 0.309509
b) AUD 1=RM 3.2351 or RM 1= AUD 0.3091
Hopefully this info is useful for those who are traveling abroad.
My schedule is really packed today. Lot of things to do such as writing thesis, do a favor for a friend to pay her fee at uni office(nanti dia ganti balik la..less than aud100, bukan aud1000 heheh), meeting friend who will go back to Malaysia huhuhu, collecting stuff, printing, submitting draft, labeling, packing and the list goes on........I'll reply any comment from previous entries later :), I am really sorry for that.
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